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**~ I partnered with MMBA Accountants and received complimentary services for this review. ~

Taking the Leap into Self-Employment

When I decided to become self-employed three years ago, it felt like stepping off a cliff into the unknown. The excitement of being my own boss was palpable, but so was the fear. I remember the thrill of receiving my first payment for freelance work—it felt like validation that my skills were valuable. But soon, the realization hit me: I needed to get my finances in order. This was no longer a hobby; it was a business, and the financial side was daunting. Like many new entrepreneurs, I was overwhelmed by the jargon, regulations, and sheer volume of tasks that came with managing my own accounts.

The Struggle of Going It Alone

For the first two years, I was the epitome of "winging it." Picture this: me, late at night, surrounded by receipts and invoices, staring blankly at a financial spreadsheet that made no sense. I was juggling client work, personal life, and trying to make sense of my taxes all at once. It became clear that while I could muddle through, I was losing valuable time and energy on something that wasn't my strength. My passion lies in creating and serving my clients, not in wrestling with numbers and tax codes.

Dan and I have big dreams of buying our first home, and I knew that getting my financial house in order was essential to making that dream a reality. That’s when I realized it was time to seek professional help.

Discovering MMBA Accountants

This is where MMBA Accountants came in. As a firm that specializes in helping small businesses, freelancers, and contractors, they seemed like the perfect fit for me. What really caught my eye was their personalized approach and the fact that they have a deep understanding of the challenges faced by people like me. They aren’t just accountants; they are advisors who understand the complexities of self-employment.

Getting Started: The Onboarding Process

From the moment I contacted MMBA Accountants, I felt a wave of relief. During our initial consultation, they took the time to understand my business, my goals, and my concerns. It wasn’t just a one-size-fits-all conversation. They asked thoughtful questions about my income streams, expenses, and future plans, ensuring they had a complete picture of my financial situation.

After our consultation, I was paired with a dedicated accountant who became my go-to person for all things financial. This personal touch made a huge difference; I didn’t feel like just another client in a long list. My accountant was readily available to answer my questions, no matter how basic or complex, and provided clear, straightforward advice that made sense to me.

Streamlining My Finances: The MMBA Experience

The biggest game-changer was the online bookkeeping system MMBA introduced me to. It’s intuitive and user-friendly, making it easy for me to keep track of my income and expenses. No more late nights struggling with Excel; everything is now organized and accessible at the click of a button. This system will be invaluable when tax season rolls around.

Since partnering with MMBA, we’ve completed my tax return for last year, which was surprisingly stress-free. I simply uploaded my financial records and answered a few questions, and they handled the rest. Now, I’m keeping everything up to date in the online system, so I’m fully prepared for the next tax season.

For a monthly fee of £89 + VAT, I have access to my dedicated accountant, the online bookkeeping system, and my annual tax return service. It’s a small price to pay for the peace of mind that comes with knowing my finances are in expert hands.

Reflecting on My Experience with MMBA Accountants

So far, my experience with MMBA Accountants has been nothing short of excellent. Every team member I’ve interacted with has been friendly, knowledgeable, and genuinely interested in helping me succeed. It’s comforting to know that I can reach out with any question, no matter how trivial, and receive expert advice tailored to my situation.

Having MMBA by my side has allowed me to focus on what I love—building my business and serving my clients—without the constant worry about financial details. With their support, I’m confident that I can continue to grow my business and achieve my financial goals, including buying that first home.

Looking Forward: The Road Ahead

As I continue my self-employment journey, I’m excited to have MMBA Accountants as a trusted partner. The world of freelancing can be uncertain and sometimes lonely, but knowing I have a team of experts on hand to guide me through the financial aspects gives me the confidence to keep pushing forward.